7 Ways To Reduce Unnecessary Spending

“Charge It!” Is not a slogan to live by.

Shopping because you’re bored or on a whim can be dangerous for your pockets. If you’re not a disciplined shopper, you may come home with more than you bargained for. Not having a budget or only having a general idea of what you need is not good enough if you aim to save.

1. Know What You Need

Heading into the shops and wandering about aimlessly is a sure way of getting things you don’t need, and forgetting things you do. This will cost you in the long run as you will need to go back to the shops to get those items later on and open you up to more temptations.

2. Is It A Need Or A Want?

Getting a new dress or a mani-pedi may seem like a good idea at the time, but getting to the last week before payday and having to access your credit card for gas will make you regret that purchase. Ask yourself “Do I need this or do I just want this?” “Will this purchase further my goals?” “Will I have to order from the $1 menu to make it through the week?” Be honest with yourself, and you’ll probably realize it’s a want, not a need.

3. Know Where To Shop

Try purchasing from local grocers and butcheries as opposed to shopping at mass retailers. Contrary to popular belief, their prices are really good and you know you’re purchasing fresh goods. The more you purchase from them, the better your relationship. This will ensure that you get great cuts of meat and the best fresh produce.